What was your incident?I bought mine used from a newspaper ad...without a test drive. I just sat on it. I was offered to test ride it, I didn't know anything about riding...the owner had to start it for me...this is my first bike...and I did not have my license when I bought it. Yes I had my 2006 M50 in my garage, but couldn't ride it until I got my license. I am now a graduate of the BRC, and 2years, ~ 6000 miles, one incident, later....I am absolutely loving my M50. One of the best decisions I've made. Ride Safe!!!