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Otherwise let's put it to rest.
Please do.

But you need to understand that we can only comment based upon what you TELL us.
You paint an incomplete picture and you get irrelevant answers.
That is no reason to shoot the messenger.

If you can't or won't tell the whole story, maybe it's best not to ask at all........or to be less sensitive to answers that you don't like.
 

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TheTechGods

As for the question of which bike to buy, well, only you can answer that. Ride both, buy the one you like better. The only differences between the C50 and the C50 BOSS are cosmetic, so riding a regular C50 will tell you exactly how the C50 is going to feel. If you are still stuck on the looks of the M50 but find you like the C50 better when you ride it, then figure out why: if it is the floorboards or the handlebars, that is easily changed on the M50. If it is the dashboard layout or something else that is not easily changes, then you should buy the C50.

Anyone who is interested, especially those first-time motorcycle buyers and young folks-

I think maybe some of the conflict in this thread came from the choice of the phrases Suzuki financing" and "backed by Suzuki", as this is not correct- Suzuki in no way loans money, or backs the loan or the buyer's ability to pay. But the two companies certainly do have a relationship, and Sheffield is easier to get a bike loan from than your local bank.
Sheffield makes power equipment and power sports loans to buyers of virtually every brand sold in the US, be it a Suzuki motorcycle or a Toro lawn mower or a Husqvarna dirt bike. The agreement with Suzuki basically makes the Suzuki dealerships into dealers for Sheffield loans. As specialists in power and sports equipment loans, Sheffield is far more likely to approve a loan application for a motorcycle or lawn mower than the local bank. The loans are bundled together by manufacturer, so each individual loan does not have to be particularly profitable as long as the bundle/ relationship with the manufacturer shows an overall profit. And being right there at the dealership, with a dealership employee doing all the work for them, gets Sheffield new loans without having any overhead or marketing costs associated with them, so they have much lower costs than the bank and thus do not need to be as picky or charge as much for each loan. As most people do not qualify for the zero interest, they make money off most loans. Even if they give a zero interest loan, they make a small amount of money on the fees, and Suzuki gives them a cash rebate/ commission for financing a leftover bike that Suzuki was having trouble selling- that's why these offers are always on last years bikes and not the brand new models, and why you generally can choose the cash back OR the special financing, not both. So it is win-win-win: the customer gets one stop shopping; the dealership can sell you a bike and get credit approval in seconds (basically before you have a chance to chicken out LOL!); and Sheffield makes money off the interest or rebate. You can actually apply for a Sheffield loan directly, and get approved before you ever set foot in the dealership- that makes the dealership's work REAL easy. Sheffield knows they will make money from the Suzuki rebate, and because they are not a traditional bank that needs to make money on every individual loan they are more likely to approve you for a toy than the bank. But if you don't qualify for the loan from Shefield, applying through the Suzuki dealership is not going to improve your chances. Their standards are easier to meet, but they do still have them.
But most folks overlook their local credit union. Join. Usually once you are a member for a period (often about a year) you are automatically approved for a vehicle loan up to a certain percentage of you income, no matter what your credit history. And their rates are usually lower than the bank or GE Capital, Sheffield, or any other finance company, plus there are often discounts at the dealership and with insurance companies. So those of you just getting started in life should go out and join a credit union, and with a little patience you can not only build your credit but also finance a new bike and or car down the road.
 

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Discussion Starter #23
Thanks DrBob, great info and right on point with what I was trying to say in the first place. I'll remember to try to be more verbose in the future. ;-) As for which bike... I've thought about it a whole lot over the past few days, and, although the C50 is "close" to what I love, the M50 is really what I love, so I think I'm going to go that route. We'll see if the financing on either makes enough difference to change that.

Easy -- remember next time you're reading a 15-page post from me in the future, that you asked for that. LOL It took me the better part of 10,000 posts on other forums to streamline my posts -- I've always rambled on forever, so I'll get back to that. I didn't initially post the credit score because I figured that was a bit personal for a bunch of guys that don't even know my real name. :) So let's get that out of the way. I'm Chris, I live in the Antelope Valley in Southern California (Southwestern Edge of the Mojave). I'm from New Jersey and moved here to CA a little over a year ago. My screen name is based on my company of the same name -- I specialize in computer consulting, troubleshooting, repair, and networking. I've been riding since 1995 but New Jersey isn't particularly conducive to riding all the time or year round, so my mileage is fairly low. I did, however, spend a winter in 2005 or so riding my Honda Rebel exclusively because my car was broken. Snowsuits make for a decent ride in sub-zero temps. LOL Nice to meet you guys. Looking forward to posting pics of the "new" or "new to me" bike soon.
 

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Discussion Starter #24
You can actually apply for a Sheffield loan directly, and get approved before you ever set foot in the dealership- that makes the dealership's work REAL easy.
To your knowledge, can you do this to buy a bike from a private seller? There's a pretty sweet 08 for sale locally, professionally maintained, etc... Kinda high miles -- 25k...

http://losangeles.craigslist.org/wst/mcy/3905565664.html

I
n that respect, what do you guys think of the mileage, and the longevity, of these bikes?
 

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I've always rambled on forever, so I'll get back to that.
Well there is a difference between rambling on a bit to include all of the pertinent details.......and rambling on FOREVER !! :whistle:

:lol4:

Kinda high miles -- 25k...
It is a 5 year old bike. I don't think 5K a year is bad at all.
It's just broken in good. :bluethum:

DrBob can tell you more about reliability.
 

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Discussion Starter #28
No, Sheffiled does not do loans on used bikes purchased from a private party.
Fair enough, thanks for the info!

Still, anyone know how interchangeable that tail fender and headlight might be to the C50 and/or newer models?
 

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You can find used M50's all day long for $3,700 and less. You should also never borrow money on a toy, save your cash up and buy a good used one. Mine had nearly 20k on it when I sold it a few months back and was running great. I would be weary of a really low mileage bike as much as I would a really high mileage bike as well.
 

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Owning one of the Newer M50 ( love it by the way ) I have to agree with the good Dr. I'm in my third riding season with this bike and more then ready to move up. Actually just had two test rides on a Victory Cross Country and a Victory Vision at Motorcycle rally this past weekend...
Oh no Quazievil, you starting down a dark path! I really liked my M50 but after 3.5 years I was craving more CC's. I've had my Vic XR for 9 months now and really enjoy it. The Vics have their own quirks but handle like a dream and plenty of get up and go. Good luck on what ever you go with.
 

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The fenders on the C50 and M50 are plastic, so it is a very simple thing to swap them around. Healights are easy to change also. But the new M50s and the old M50s have several other differences, so the fenders and such do not just directly bolt on- you have to do some drilling.
 

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Discussion Starter #32
I wanted to take a minute to thank all of you for all of your help, and let you know the outcome....

I ended up going in a WILDLY different direction, that even surprised me.

I realized what I really liked about the 2005-2009 M50 was the headlight, and so I started looking at M109's with alternate headlights. It seemed to me that the M109 with a headlight from a Honda VTX satisfied my "look" requirements, so I started looking at the M109 more closely. I found them to be about as rare as the M50's around here, so for kicks, I took a look around for the Honda VTX. They seemed more plentiful, and, looks-wise, they pretty much look like what the child of an M50 and an M109 would look like, when he was all grown up.

So, for the price of an M50, I ended up with a VTX-1800c, with lots of Kuryakyn extras, Vance and Hines pipes, and a Saddleman custom seat.






I appreciate all of your help, and, with the similarities in looks, I think I'll stick around here awhile and see what kinds of mods you guys are making -- nothing wrong with getting ideas from other brands! Thank you all!
 

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Discussion Starter #34
Tell us the details. Year, price, mods. Quite a stand out looker.
2003 Honda VTX 1800C, $4950, 20k miles.

Vance and Hines Pipes (not sure what exact model)
Kuryakyn: Grips, levers, rock guards, stirrup pegs, forward controls, bullet turn signals (f&r), Hypercharger Intake... Probably more I haven't noticed yet.
Saddleman Seat

New tires front and rear (still have the nibs on them).

Oh, and it came complete with a rider with a big ear-to-ear smile. :)
 

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I have a good friend with a vtx 1800r the retro version. It's a classic looking tourer. Very well built machines, should get lots of happy miles out of it. Congrats!
 
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